Look forwards! Not backwards!
Most financial applications only pay attention to what you've done in the past. Sure, there's lots of fancy graphing and budgeting and reporting, but it only tells you where you've been - not where you're going.
You don't drive down the highway looking in your rearview mirror.
Debtinator helps you keep track of everything you've done, but it also helps you plan for the future. You tell it where your money is coming from, and what you need to spend it on. It'll analyze your situation and come up with a plan that suits you best.
Better tracking yields better results
Debtinator watches every cent you have. Every dollar you earn and every nickel you spend filter through the system and it tracks it all for you.
How closely do you really watch your money? If lunch costs you $8.61 and you pay with a ten dollar bill, do you remember what happens to your change? At the end of the month, have you ever found an extra $20 sitting in your jacket and blown it on a pizza? Or you happen across an extra $100 in the bank and get a few DVDs?
There's no free money
It's human nature to treat that as free money and blow it. But it's your money that you should be putting to better use. Debtinator finds that money before you do and pays down your debts before you even notice it and start to salivate.
And since you've already set up budgets to pay for lunch and pizza and video games, you'll never even know it's gone. You'll have your fun and you'll still save money. It's the best of both worlds.